Our Philosophy

Our philosophy is simple yet powerful: we seek to preserve capital, optimize returns, and navigate private credit with precision and foresight. We believe that success in private credit requires rigorous risk management, strategic structuring, and an unwavering commitment to capital preservation.

We take a long-term, fundamentals-driven approach to investing. By prioritizing high-quality credit opportunities and structuring transactions with resilience in mind, we ensure stability through all market conditions.

Every investment undergoes rigorous due diligence and stress testing to balance risk and reward. Our focus on asset-backed lending, covenant protections, and strong collateral structures allows us to deliver consistent, risk-adjusted returns while safeguarding investor capital.

Success in private credit comes from thoughtful structuring and meticulous execution. We leverage over 30 years of experience and deep financial expertise to craft customized financing solutions that align with both borrower needs and investor objectives, ensuring optimal outcomes for all stakeholders.

We take a hands-on approach to monitoring investments, actively managing risks and opportunities throughout the lifecycle of each loan. By maintaining strong lender-borrower relationships and proactive oversight, we maximize value and minimize downside exposure.

At IFSAM, we invest with a high degree of alignment with our stakeholders. Our capital allocation is guided by transparency, integrity, and a shared commitment to long-term success.

Our Investment Strategy

Strong Legal Framework
1st
Singapore is ranked top in terms of political and operational stability1
10th
Singapore is ranked 10 out of 165 countries for its legal system and property rights2
AAA
The Singapore Government has been accorded the strongest credit rating by international credit rating agencies3
1 Lowy Institute Asia Power Index 2024
2 Economic Freedom of the World: 2022 Annual Report
(Fraser Institute)
3 Monetary Authority of Singapore
Property as a Collateral
11.4%
The Singapore Residential Property Market has seen a CAGR of 11.4% over tha last 50 years
Source: Singapore Residential Property Price Index Data via Urban Redevelopment Authority, Trading Economics
Resilient Asset Class
Over the past 40 years, Singapore's residential property market has demonstrated resilience, with peak-to-trought valuations declining a maximum of 15% at any given time.
Source: Singapore Residential Property Price Index Data via Urban Redevelopment Authority, Tranding Economics
Investment Process

A stringent origination process relying on rigorous risk management, strategic structuring, and an unwavering commitment to capital preservation.

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